Why join the plan?

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A reason to save now » Time is money. Learn about the power of compounding.   Get a tax advantage » Your employer’s plan can put your money in position to grow tax-free.*

How much should you save? » Get a realistic picture of your financial needs. Your asset mix » Find out how the right mix of assets can be crucial to meeting your long-term goals.

Whenever you invest, there’s a chance you could lose the money.

*Taxes: The money you take from your retirement account will be taxed as income. You may also need to pay a 10% federal penalty tax if you’re under age 59½. If required by law, Vanguard will withhold some taxes for you.