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Your plan’s funds

You can create a mix of assets that fits your needs no matter how much investing experience you have. Select from the options on the left to learn more about these potential mixes and the fund choices associated with them.

  • All-in-one funds: Target Retirement Funds provide a predetermined mix of Vanguard funds. If you choose this option, you may want to make one fund your primary holding.

Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. The Income Fund has a fixed investment allocation and is designed for investors who are already retired. An investment in a Target Retirement Fund is not guaranteed at any time, including on or after the target date.

  • Core funds: Select your own funds to create a mix of assets just for you. Consider taking Vanguard’s Investor Questionnaire to compare your choices to Vanguard’s suggested asset mix.

For information about all the investment options offered by your plan, you can go to a special website.

Whenever you invest, there’s a chance you could lose the money.

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